It can be a common problem for individuals to be hesitant about hiring the services of an attorney following an auto accident. This can be an understandable hesitation, but there are a few instances where you may clearly benefit from retaining the services of an attorney that represents auto accident victims:
You Are Involved In An Accident With An Uninsured Driver
Operating a car without insurance is a serious mistake that some drives will make. When you are involved in this type of accident, you may be shocked to learn that your insurance refuses to cover your damages. If this is the case, you will find that you may have to file a civil lawsuit to recover the damages that you have suffered. You can protect yourself against these situations by investing in uninsured motorist coverage.
The Insurance Refuses To Cover The Accident
You may find that there are instances where a valid claim from you is refused by the insurance provider. These rejections can happen for any number of reasons, but they can leave you fully exposed to the damages from your accident. When a valid claim is rejected by the insurance carrier, you may find it wise to retain an attorney to appeal the rejection. Most insurance policies have clauses that outline the steps for appealing a rejected claim, but these steps can be extremely complicated. An attorney will be able to help you make sense of this process, and they will be able to help you with filing a formal lawsuit against the insurance in the event this appeal is unsuccessful.
You Are Unsure If The Settlement Is Fair For Your Case
Having your claim approved by the insurance is only one part of ensuring that your rights are protected in these matters. The other aspect of this will be the need to verify that the offer you are receiving is fair for the amount of damage that you suffered. Insurance providers can be prone to issuing low settlement offers as a way to keep their costs low. Those that are filing these claims may be unable to effectively evaluate whether the offer that they have received is fair for the damages that they have suffered. Prior to agreeing to accept a settlement offer from the insurance company, you may want to have the offer reviewed by an experienced attorney. They will be able to review the damages that you suffered, the facts around your case and the offer itself to help determine whether it is fair for your situation.
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