When it comes to car accidents, the amount of paperwork you will come into contact with will amaze you. It's easy to become disorganized and confused during the time after a wreck. When you consider how you've been stressed, both physically and mentally, you may need to take care not to misplace any important documents. You will need to keep up with paperwork that is connected to your wrecked car, health insurance matters, auto insurance, medical treatment, and legal paperwork. Read on for a summary of what to expect and how to deal with it while you and your auto accident attorney prepare to seek monetary damages.
Medically-related documents – Never underestimate the importance of your medical documents. Things like your medical records, receipts, explanation of benefits statements, and more all go to prove that you sought medical attention in a timely manner after the accident, how you were treated, and the amount of money spent on your medical care up to this point. Don't make the mistake of thinking that just because you don't have any out-of-pocket medical expenses you don't need to save this information. This category of expense is the most important of all since it ties directly to the amount of money you are owed for your pain and suffering in addition to payment of all bills past and future.
Lost time from work – If you had to seek medical care as a result of the wreck, chances are you missed some time at work. Even those fortunate enough to be able to use paid time off should be reimbursed for having to use their sick or vacation time dealing with a car accident. Be ready to show a pay stub or statement, letter from your employer, or last year's tax return to show income.
Accident report – You will undoubtedly need to get a hold of this report as soon as possible after the accident. If you were not provided a copy at the scene, contact the responding agency. This report will have names and contact info for all parties, insurance information, and, best of all, the responding officer's summary of how the wreck occurred. This information is needed for your first personal injury lawyer meeting.
Insurance documents – If you or the other driver have insurance, you will need to keep up with all correspondence, claims, policy numbers, etc. You will be dealing with the insurance adjuster initially, and they may make you an offer. While it's vital to keep up with all insurance paperwork, never speak to a claims adjuster for the other driver's insurance carrier. Instead, turn the information over to your lawyer and let them take care of that task.
Speak to a personal injury lawyer to learn more.